Environment sustainability is extremely important, to establish a safe environment for the future. The ozone layer is slowly decreasing, and as it continues to deplete the more scientists will worry about the increase on natural disasters, like heat waves, flash floods, severe hurricanes, etc. We are very much too much on crude oil, and the oil spill on the Golf of Mexico has a negative impact to the sea life of the area. Consequently, it is very important that we try to look at other renewable sources of energy, to keep man made damage to the environment at a minimum.
There is more than just one way to ensure that we maintain our environment and that it lasts for the future. Such as reducing carbon footprints and emission, and reusing as many items as we can. (Such as recycling) We should use eco-friendly items, not only at home, but also in the workplace. However there is much more to sustainability that just recycling and using eco products. Are there any strategic, economic, or environmental decisions that are being made, to make sure that all of our resources are being used efficiently? Are there any health and safety issues when using these resources? There should be policies in the economy that amplify sustainability, and not the other way around. Green technology is the way to go and any advancement in technology should not block sustainability.
In today's world people have to pay a premium to get things such as organic food, solar panels, etc. Compared to the much cheaper GM foods. Going green is definitely not cheap. Even though the green products are expensive, they are also hard to find for some consumers. Cooperation from the government is needed to ensure that the green products are made available to everyone and at an affordable price. It takes a great effort to get green products. They are found online to department stores.
Going green is more of a lifestyle choice to those who want to do so. More people will need to get involved and go green in the future to make sure that our environment is sustainable. …
Discover card is the primary product and a major credit card of Discover Financial Services. It has a large customer base nationwide and has cardholders in excess of 50 million and more than 4 million merchant locations including cash access locations. Through Discover card account center you can access your account via the Internet 24 x 7 and manage your finances.
The Internet offers you a secure online access to the account center for checking your account, among other transactions. You can make online bill payments, get your account summary, get statements for the last 1 year, request for balance transfer, have your address, telephone numbers, and email address changed, add an authorized user, and many more other transactions.
You need to register yourself for accessing the account center. It is easy. All you need to do is access their website and follow the instructions for getting yourself registered.
Discover Card – Its History
Discover card was first issued in 1985 by Sears through its brokerage arm, the Dean Witter Reynolds Organization, and was named the Sears Financial Network. It quickly gained popularity and tried to rival the then giants – MasterCard and VISA. Discover card charged no year fee. This was against the common rule of the time as all credit card companies charged annual fee. It also offered higher credit limit than its competitors.
Discover also offerd to its cardholders a CashBack Bonus as much as 5% on office supplies, 2% on gas and 1% on other purchases. The US Customs Service accepted payment of customs duty through Discover cards. It was a remarkable achievement as it was the only card so accepted by the Customs Service.
Discover card, however, is not accepted extensively outside the United States though its cardholders can access ATMs worldwide. In early 2008, Discover Financial Services acquires Diners Club network from Citigroup for $ 165 million. The two networks – Discover and Diners – combined to form an International network of Discover and Diner Club cards. Diners Club card, though, will still be issued by the licensees of Diners Club International, which includes the Citibank. Discover Bank has not purchased the Diners Cards issuing licensees but only the Diners Club network.
The Discover card account center carries the highest standard for encryption for Internet security. This is the Secure Sockets Layer (SSL) encryption and it is practically impossible for anyone to access your account information. There are times when the account center is not accessible to its cardholders online. This is when scheduled maintenance is performed every Sunday; From 1 am to 6 am Eastern Time.
There is an account center for Discover merchants also. Known as the Discover Merchants Accounts Center, it allows its merchants to access their accounts directly through online means. The advantage of this particular account center is that the merchants now have a 24 x 7 access to their account status and do not have to wait for their monthly statements to arrive through mail.
Through the account …
Humans live and develop from generation to generation, the more human life is growing the more food needs that must be fulfilled by the man himself. Human development and soil conditions to produce these foodstuffs are in an unbalanced state, which means that the soil factor remains a human factor will always increase. The unbalanced state is more unbalanced by the actions and actions of man himself.
Nowadays many productive lands are threatened with extinction, because of the negligence of humans, the dangers of erosion that have recently occurred in our country have reduced the productivity of the land. The erosion hazard that affects agricultural lands and the population often occurs on lands with slopes of more than 15%.
This danger arises in addition to human acts that are too concerned with the satisfaction of self-need, also due to improper management of land and irrigation. Erosion can also be called erosion or sliding, and is a process of sweeping the soil by the forces of water or wind, whether naturally occurring or as a result of human actions.
Erosion can naturally be said to cause no great calamity for human life or environmental balance and possibly even small losses, this is because the number of soil particles displaced or transported is balanced by the amount of soil formed in the lower places.
In order to prevent and / or control erosion, it should be noted that several factors that influence erosion are: Climate, Soil, Topography, Vegetation of cover and human activities, then we can determine that this erosion control effort should be based on principles: Soil surface so that the surface layer of the soil is resistant to the impact of the collision of rainwater grains, Increases the soil infiltration capacity, so that the flow rate of the surface can be reduced, Reduced the rate of surface water streams so that the scraping of the soil can be minimized, Soil damage and surface drifting power on soil particles can be minimized.
Given the above principles, erosion control efforts can be carried out with technology: vegetative or biological methods, mechanical means, and, Chemical way by utilizing soil feedstocks.
There are ways that are preventive and some are repressive, and some have to be carried out by the farmers or users of the land itself. And if the soil damage has been severe, it must be handled by the government with the participation of the farmers themselves. The preventive course of course if the eroded soil conditions are not so severe, preventive means prevention.
This precaution will involve the government who will conduct counseling and guidance to the farmers, about the good tillage of the land. The repressive, the actions that need to be done by the government, given the severity of soil damage that occurred. For example, barren hills, critical soils in the watershed, siltation of the river and so on.
The government’s efforts in this regard are to provide such a large selection of seeds for reforestation and afforestation, a …
Third mortgages are loans that are subordinate to the existing first and second mortgage loans. Though, third mortgages were common in the seventies and eighties, the savings and loan scandals changed the course of home mortgage loans.
Nowadays, it is rare to find home equity lenders offering third mortgages. You can find properties that have two to three mortgages or land contracts at the same time. Lien position is required mainly because in case of a foreclosure, the legal entities identify the mortgage lenders to be paid first, depending upon the lien position on title. There are a number of home equity lines considered to be third mortgages.
Similar to fixed rate third mortgages, it is difficult to locate a broker or a bank that would provide you with a secured line of credit in the third position. However, it might be possible provided you have equity in your home and you wish to leave your existing first and second mortgages out of refinance. Only then you can get cash through the third mortgage credit line. Third mortgage loans have a number of benefits. They offer a number of options, debt consolidation loans, third mortgage refinance, third mortgage lines of credit and more.
You can enhance or at least maintain the value of your home by financing home improvements with a third mortgage. The mortgage rates are generally low when secured by home equity loans. Moreover, tax laws allow you to subtract the second mortgage interest in certain cases. You should also research properly the lenders, to find low rates and fees. Before searching for financing for your home repairs or remodeling projects, always draw up a realistic budget along with the estimated cost overruns. Once you finalize the type of financing you need, shop around for the rates and fees and identify the best possible deal.…
In simple words, a marketing strategy is the HOW and WHY of a marketing plan. Marketing strategies need to be based on good plans, without which you will lose direction and focus. Here are a few tips for creating market strategies.
Start with Vision and Mission
Vision asks the question: "What do you want to become?" As the leaders and thinkers in the organization, foresight is very important as it defines any action that should be taken from that point on. Mission asks the questions, "Why do you exist?" As well as "What steps are you willing to take to achieve your goal?" This takes into consideration the present situation, as it reflects strengths and weaknesses that help you make a solid assessment of where you are at the moment.
Be aware of trends in the market, as well as other outside factors that might affect it. Taking a global perspective into consideration allows you to think creatively and beyond the sphere of what you are comfortable with. Being a keen observer prepares you for any changes in the market.
Make an assessment of competitors and threats, keeping your friends close, but your enemies closer. Nothing is more thrilling than knowing how to adapt to competitors who are willing to fight tooth and nail for your precious market share. Know what you are up against so you'll never be a step behind.
Lastly, after gathering all the data, plan your marketing strategy and learn how to think outside the box. Successful strategies have been borne out of creative minds that were willing to make a difference when everyone else was doing the same thing. Although some cut-and-dried strategies have worked, it takes an ingenious one to put you at the top. Do not be afraid to be different. …
Purposeful marketing concepts came up after I read about how a friend and her husband spend their ‘down’ time. He often works on a single project that matters to no one other than him, if anyone else sees it, they may appreciate it, but it most likely won’t be used again, and will never be used by anyone other than him. She, on the other hand, works on projects that are used, reused, applied, integrated, and benefit a myriad of people in many different ways, and will be reused frequently.
These specific characteristics don’t define the people as self absorbed or giving, they are simply a means of determining how they spend ‘down’ time, and their personal interests. How would marketing to these two people be different?
The single project guy –
My articles for this guy are going to be complete, do-it-yourself, conceptual-based and informative articles that give him a complete picture of what this article can do for him. Any call to action will include a ‘get started now’ and ‘any questions you have’ because he’s not interested in ‘more information’, he wants the information all in the one article that he’s spent hours pouring over to decide how he wants to build his project.
The muli-use gal –
She wants to know how to get more mileage from any project she’s doing, so I’m going to give her concepts, quick views, and fast ideas that she can apply, include, and add to what she’s doing already – because she already has a project going on the back burner that she’s improving, reusing, and making more effective. She may or may not get to the end of the article before she’s off and moving onto a new way to apply her own efforts, so she most likely isn’t going to even SEE my call to action. I’m going to have to put that call to action in the body of the project, more often in the summary, and first paragraphs, because she really won’t be reading to the end, she will simply look for the link.
Deciding which marketing method is best –
Whether you market to the one who knows exactly how he wants something done, and finds the best directions, then perfects it one time… Or the one who does it a bazillion times, and sells it over and over, the objective of marketing is to sell your products.
Which one will you reach?
What will you market?…